Bankruptcy Lawyers In Mantua, NJ
Individuals, families and small businesses who call Mantua Township in Gloucester County their home reside there for one particular reason. They love the small town feel of their community, rich with parks and recreation to play in when the work is done.
Residents take full stock in their many athletic fields, wooded acres and wetlands, host to a variety of birds and diverse wildlife. They want to stay here, maybe retire here.
That is why when financial hardship strikes, fear grips all who are affected, and the thought of potentially losing their cherished home in Mantua Township is unbearable. The Mantua bankruptcy lawyers at Hoffman DiMuzio may be able to help.
Help From A Bankruptcy Attorney In Mantua
When your debt exceeds your income and assets, it may be time to consider filing for bankruptcy. But in these uncertain times, who can you trust?
The law firm of Hoffman DiMuzio, with its team of skilled bankruptcy attorneys, is accessible to residents of Mantua Township in Gloucester County, and has provided bankruptcy guidance and representation for more than forty years.
Time and time again, Hoffman DiMuzio bankruptcy lawyers have seen first-hand the strain, vulnerability and hopelessness caused by financial instability.
What To Do When Filing Bankruptcy
The Hoffman DiMuzio bankruptcy specialists will discuss with you the protections afforded to you under current federal bankruptcy regulations. You may file for bankruptcy under Chapter 7 if you have little to no disposable income. Through a process called liquidation, your unsecured debt, mainly credit card bills and medical bills, will be wiped clean.
Will I lose my home if I file for bankruptcy in Mantua?
Most likely, you will not lose your home. Your primary residence and basic necessities cannot be used to pay down your debt.
If you have some income which can be used to pay a portion of the debt, protections are available under Chapter 13. You and your Hoffman DiMuzio bankruptcy lawyer will carefully construct a repayment plan, and together, proceed to reorganize your finances into a more manageable plan for your future protection.
Stop Harassing Calls From Debt Collectors
Hoffman DiMuzio attorneys have a wealth of experience dealing with nasty threats from creditors. Rest assured, after you file for bankruptcy, your lawyer will petition the court for an “automatic stay”, and the phone calls and letters will cease abruptly.
Resolving Debts By Filing Bankruptcy
Don’t suffer needlessly, waiting for a miracle in the form of a lottery ticket to deliver you from this financial nightmare. Begin the recovery process by consulting the law firm with a proven record of expertise in bankruptcy matters.
There are five Hoffman DiMuzio offices in Gloucester, Camden, Cumberland and Salem counties, with an office in Philadelphia, should you happen to work there but reside in New Jersey.
Call 856.637.3000 for a consultation, and you will be advised what essential documents you will need to bring to your bankruptcy lawyer. Help is on the way. All you need to do is call, or, fill out a quick online contact form.
Disclaimer: please note this page was written to provide information about the law and is not legal advice. Click here to read more about our disclaimer and our fees and services.