Bankruptcy Lawyers In Woodbury, NJ
From the historic Red Bank Battlefield to its Quaker roots, the City of Woodbury holds a prominent place in the birth of our nation. Woodbury has been the County Seat for Gloucester County for over two hundred years.
If you are so fortunate to reside in Woodbury, with its urban downtown and its beautiful parks and recreational areas, the law firm of Hoffman DiMuzio understands how painful it will be for you to consider leaving your Woodbury home due to financial difficulties.
Our Woodbury Bankruptcy Lawyers Can Help
If your debt exceeds your income and the value of your assets, let the skilled bankruptcy lawyers at Hoffman DiMuzio guide you through this stressful process and ultimately obtain for you the most favorable outcome possible.
Hoffman DiMuzio NJ bankruptcy attorneys will explain whether the protections afforded by federal bankruptcy regulations under Chapter 7 or Chapter 13 are available to you, as well as the pros and cons of each form of bankruptcy.
Chapter 7 Bankruptcy In Woodbury
You may qualify for Chapter 7 bankruptcy if you have little or no disposable income. While non-exempt assets may be sold to pay off non-secured debt, credit card debt and medical bills, known as unsecured debt, are wiped clean, or liquidated.
You may be comforted to know that your primary residence will most likely remain yours, since your home and other basic necessities cannot be used to pay down your debt.
Chapter 13 Bankruptcy In Woodbury
Highly experienced bankruptcy lawyers at Hoffman DiMuzio will explain that the protections under Chapter 13 bankruptcy are available to debtors with enough income to pay down a portion of the debt through a repayment plan. This plan is carefully constructed by you and your attorney and will enable you to more effectively manage your finances by a process of reorganization.
Recovering From Bankruptcy In Woodbury, NJ
Your view of the future may appear uncertain, even dim. After consulting the bankruptcy lawyers at Hoffman DiMuzio, you will be hopeful again, confident that you will realize the ultimate goal of financial recovery having partnered with lawyering excellence.
Hoffman DiMuzio attorneys are conveniently available to you in five locations in New Jersey – including a Woodbury, NJ office location – as well as in Philadelphia, should you reside in NJ but work in the city.
If you have further questions, or are ready to schedule a consultation, please call the firm at 856.845.8243. If you'd prefer, you may fill out a quick online contact form and a representative at the firm will get in touch with you shortly.
Disclaimer: please note this page was written to provide information about the law and is not legal advice. Click here to read more about our disclaimer and our fees and services.