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Bankruptcy Glassboro

Glassboro, New Jersey Bankruptcy Lawyers

The Hoffman DiMuzio bankruptcy attorneys that serve Glassboro, NJ provide advice to those who need to reorganize or liquidate in order to resolve financial issues.

Sometimes, an individual or business cannot avoid financial problems. Personal Illness or that of a loved one, the loss of a job or business income due to the economy, or a major life event such as divorce or death of a family member, all may contribute to being financially underwater. While it may seem like there’s no end to financial problems, the firm can help individuals and businesses get out of a bad situation, including keeping a home.

Chapter 13 Attorneys in Glassboro, New Jersey

If a person wants to keep most or all of his or her property and personal items, and that person qualifies, he or she could opt to file Chapter 13 reorganization bankruptcy.

When an individual files Chapter 13, he or she must have the available income to pay a percentage of debts. However, an individual has a chance to keep his or her home, vehicle and most, if not all, personal belongings. The person filing Chapter 13 will need to have the ability to pay the mortgage every month. It is sometimes possible to include the arrearage as part of the bankruptcy settlement payments, too.

Chapter 7 Attorneys in Glassboro, New Jersey

When an individual doesn’t qualify for Chapter 13 reorganization, he or she could file Chapter 7 liquidation. A person that files Chapter 7 is still able to keep some possessions. However, some of them are used to pay a portion of what is owed to creditors. Filing Chapter 7 is ideal when the filer has taken a severe cut in pay or a loved one is no longer able to contribute to the financial well-being of the family.<!– Commented Out, Firm Handles Only Chapter 7 & 13

Additional Bankruptcy Options in Glassboro, New Jersey

There are some circumstances which allow a person or business to file under chapters of the bankruptcy code other than Chapters 13 and 7. One of these options is Chapter 11. This option is used mostly by large businesses to re-organize debt while continuing operations. The other is Chapter 12, which allows farmers and commercial fishermen to re-organize while maintaining operations.

Bankruptcy Basics

When you are ready to file bankruptcy, call on Hoffman DiMuzio attorneys to set up a consultation. With 5 Gloucester county offices, plus one in Philadelphia, we’ll meet you at a location that is convenient for you.

Help expedite the process by having financial documents ready when you come in for your consultation. These documents include:

  • Pay stubs;
  • Tax returns for 3 to 5 years;
  • Retirement account statements;
  • Credit card statements with the most current amount due;
  • Mortgage statements with the most current amount due;
  • Loan statements with the most current amount due; and
  • A list of your assets and the current value of each asset, just to name a few.

You’ll need all of this to complete the financial schedules required by the bankruptcy court.

Meet With A Glassboro, NJ Bankruptcy Lawyer

If you have further questions or are ready to schedule an appointment with a local bankruptcy attorney with The Law Offices Of Hoffman DiMuzio, please call 856-637-3000 to schedule an appointment.

Our attorneys will be happy to meet with you at any one of our six convenient office locations.

If you’d prefer, you may also fill out a quick contact form and a representative of the firm will reach out to you shortly.

Disclaimer: please note this page was written to provide information about the law and is not legal advice. Click here to read more about our disclaimer and our fees and services.

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Joseph J.  Hoffman, Jr. Attorney Photo
Joseph J. Hoffman, Jr.
Senior Partner

For more than 40 years, Mr. Hoffman has protected the interest of his clients through diligence and hard work on legal matters, both large and small. An honors graduate of Rutgers University Law School and a native of Gloucester County, Mr. Hoffman has won numerous accolades for excellence in the practice of law.

Kenneth A. DiMuzio, Sr. Attorney Photo
Kenneth A. DiMuzio, Sr.
Senior Partner

An attorney with over 45 years of professional experience, Mr. DiMuzio concentrates his practice on personal injury and workers’ compensation matters. A graduate of Georgetown University Law School and a native of Gloucester County, Mr. DiMuzio has been honored time and again for his professionalism and ethics in the practice of law.

Ernest L.  Alvino, Jr. Attorney Photo
Ernest L. Alvino, Jr.

Ernest L. Alvino, Jr. About Ernest L. Alvino, Jr. concentrates his practice in the area of workplace injuries; construction accidents; product injuries; trucking accidents; auto injuries; medical negligence and crime victim advocacy. Ernie is a lifelong Gloucester County resident, living in Mullica Hill with his wife and children. Ernie worked his way through school as…

Anooshay Asim Attorney Photo
Anooshay Asim

About Anooshay Asim Ms. Anooshay Asim is a family law attorney with The Law Offices of Hoffman DiMuzio. Her practice is focused on divorce and child custody matters. Prior to joining Hoffman DiMuzio, Ms. Asim was an avid traveler and had even lived in numerous cities across the United States as well as internationally. Her…

Jeremiah J. Atkins Attorney Photo
Jeremiah J. Atkins

Jeremiah J. Atkins About Mr. Atkins joined the firm of Hoffman DiMuzio in February 2010. Mr. Atkins’ practice covers a wide variety of employment-related matters before New Jersey State and Federal courts and administrative agencies, with a focus on discrimination, retaliation, sexual harassment, family leave and whistleblowing claims. Mr. Atkins also regularly represents the interests…

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