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Bankruptcy Gloucester Township

Gloucester Township Bankruptcy Lawyers

The Township of Gloucester, rich in colonial pre-revolutionary history, has existed since 1683. Originally named for an English town on the banks of the Severn, it currently comprises Glendora, Chews Landing, Hilltop, Blenheim, Blackwood, Lambs Terrace, Erial and Sicklerville. Gloucester Township in Camden County is home to nearly 65,000 residents with a widely varying range of incomes.

Regardless of which bracket you find yourself, no one wants their financial security threatened to the brink of having to consider leaving the Gloucester Township family home. If the value of your assets plus your income falls short of the amount of your debt, it is time to consider choosing an expert to guide you toward recovery and ultimate financial freedom.

New Jersey Bankruptcy Lawyers Protect Families And Individuals

Since 1978, the law firm of Hoffman DiMuzio has been providing expert financial counsel and bankruptcy services to residents of Gloucester Township, Camden County, and in surrounding counties as well. Lawyers skilled in federal bankruptcy regulations have repeatedly seen the strain and stress of those in financial instability, in fear of losing everything they have worked for, including their style of living and their home.

Hoffman DiMuzio bankruptcy lawyers will discuss with you the forms of bankruptcy and into which category your particular set of circumstances will fall. Income, assets and the amount of debt will determine the proper course.

Filing For Bankruptcy In New Jersey

Those with little or no disposable income usually qualify for bankruptcy under Chapter 7. Usually this means your unsecured debt, mainly credit card debt and medical bills, will be wiped clean through a process known as liquidation. While non-exempt assets may be sold, your primary residence and basic necessities will not be used to pay down your debt. You will most likely remain in your home in Gloucester Township.

The protections of Chapter 13 bankruptcy are afforded to those who have enough income to pay down a portion of the debt through a repayment plan carefully constructed by you and your bankruptcy attorney. You and your attorney will proceed to reorganize your finances into a more manageable plan for the future.

Creditor Harassment In NJ

You will likely raise the issue of the fear and unpleasantness of harassing phone calls and letters by creditors, who also may threaten to sue you and “take everything you own!” Hoffman DiMuzio bankruptcy attorneys will hear you, and petition the court for an “automatic stay”. All the threats and fear tactics used will stop abruptly.

Help From An NJ Bankruptcy Attorney

Hoffman DiMuzio welcomes every opportunity to serve the residents of Gloucester Township with a proven record of experience and skill in bankruptcy matters.

Call 856.637.3000 for a consultation, and you will be advised to gather your pay stubs, tax returns, retirement documents, credit card statements, letters from collection agencies and the value of your assets. Or, if you’d prefer, fill out a quick contact form and a representative will get in touch with you shortly to schedule your bankruptcy consultation.

Relief is on the way. Let’s get started.

Disclaimer: please note this page was written to provide information about the law and is not legal advice. Click here to read more about our disclaimer and our fees and services.

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  • By Renee Zagarella

    "Wonderful, knowledgeable, kind, and informative! Within days following my free consultation, I was provided with an overview of my appointment with helpful information about my case. I truly appreciate the recommendation I was given at this firm."

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  • By Anita Campana

    "I was so very impressed with Hoffman DiMuzio from the moment I walked in. Everyone I had come across was so professional and courteous."

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  • By Anita Campana

    "I mostly saw Peter who got the best possible results for my case. He was extremely knowledgeable and informative. Jodi was always available to answer my questions if Peter was busy and kept me informed. I would recommend this firm to anyone!"

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  • By Mike W

    "Hoffman DiMuzio is a top notch firm. Their attorneys and staff are extremely knowledgeable and go above and beyond for you. I recommend them to everyone in need of legal service."

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  • By Harry McCormick

    When my significant other was falsely accused of committing a crime, there was only one place to turn. that place was hoffman dimuzio.

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  • By Harry McCormick

    "Joe Hoffman Jr took on our case and fought tooth and nail for us. Exposing the truth and serving justice for us, we felt completely vindicated. For any legal matter, criminal, traffic or otherwise, they gained two very satisfied life long customers! Thank you Mr Hoffman!"

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Joseph J.  Hoffman, Jr. Attorney Photo
Joseph J. Hoffman, Jr.
Senior Partner

For more than 40 years, Mr. Hoffman has protected the interest of his clients through diligence and hard work on legal matters, both large and small. An honors graduate of Rutgers University Law School and a native of Gloucester County, Mr. Hoffman has won numerous accolades for excellence in the practice of law.

Kenneth A. DiMuzio, Sr. Attorney Photo
Kenneth A. DiMuzio, Sr.
Senior Partner

An attorney with over 45 years of professional experience, Mr. DiMuzio concentrates his practice on personal injury and workers’ compensation matters. A graduate of Georgetown University Law School and a native of Gloucester County, Mr. DiMuzio has been honored time and again for his professionalism and ethics in the practice of law.

Ernest L.  Alvino, Jr. Attorney Photo
Ernest L. Alvino, Jr.
Attorney

About Ernest L. Alvino, Jr. concentrates his practice in the area of workplace injuries; construction accidents; product injuries; trucking accidents; auto injuries; medical negligence and crime victim advocacy. Ernie is a lifelong Gloucester County resident, living in Mullica Hill with his wife and children. Ernie worked his way through school as a Teamster and construction…

Jeremiah J. Atkins Attorney Photo
Jeremiah J. Atkins
Attorney

About Mr. Atkins joined the firm of Hoffman DiMuzio in February 2010. Mr. Atkins represents individuals and corporate clients in commercial and employment litigation. Mr. Atkins’ practice covers a wide variety of employment-related matters before New Jersey State and Federal courts, with a focus on discrimination, retaliation, sexual harassment, family leave and whistleblowing claims. Mr.…

Peter J. Bonfiglio, III Attorney Photo
Peter J. Bonfiglio, III
Attorney

About Mr. Bonfiglio concentrates his practice in the area of municipal court with an emphasis on defense of individuals charged with driving while intoxicated and/or refusal to submit to a breath test. Pete resides in Gloucester Township, Camden County with his wife and two of his three children.  In addition to his law practice, he…

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